best credit card to use in the united states

If you want to travel across the United States, you should take advantage of the best credit cards for your trip. The Chase Sapphire Preferred is a good option because it offers a rewards program that can help you earn valuable points and miles when spending on travel expenses. This card also has an annual fee of $95, which is lower than some of its competitors.

Chase Sapphire Preferred

2 points per $1 spent on travel and dining

1 point per $1 spent on all other purchases

50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Bank of America® Travel Rewards credit card

The Bank of America® Travel Rewards credit card is a great option if you’re looking for no annual fee, rewards points that can be redeemed for cash back and travel statement credits, as well as gift cards. You’ll earn 1 point per $1 spent on all purchases—and they add up quickly! If you redeem your points at Chase, they’ll pay out 1 cent per point in value when used toward travel. That’s like earning 1% cash back on each purchase!

Capital One VentureOne Rewards Credit Card

The Capital One VentureOne Rewards Credit Card is a great option if you want a credit card that offers rewards, but don’t have the cash flow to spend on travel. The card has no annual fee and provides 1% cash back on all purchases, which can add up quickly.

If you’re looking for something more traditional in terms of reward design and structure, this might not be your best bet; however, if you’re focused on earning miles toward airline tickets or hotel stays through frequent flyer programs like United MileagePlus or Hilton Honors Surpass (and most other major ones), then this could be right up your alley—as long as it’s not too expensive for your lifestyle!

The Amex EveryDay® Credit Card from American Express

This card is good for those who want to earn rewards on everyday purchases. The card has no annual fee and you can use it anywhere MasterCard is accepted, which means that it can be used at grocery stores, gas stations, restaurants and more. If you have this card and make payments on time without any problems then they will reward you with statement credits of up to $100 per statement cycle (up to 5% cash back). This means that if you spend $100 on groceries with this credit card then they will credit your account with an additional 10%, meaning that after all fees have been paid by American Express the total amount available in rewards will be 20%!

U.S. Bank Visa® Platinum Card

The U.S. Bank Visa® Platinum Card is a great credit card to use in the United States because it has no annual fee and gives you free access to airport lounges around the world. This card also comes with a 1.5% rewards rate on all purchases, which means that you’re earning money for every dollar that you spend when using this card!

If you want a credit card that will make your travels more enjoyable, this is an excellent choice for travelers who want some benefits but don’t want anything too complicated or expensive, either in terms of fees or interest rates (and neither does it charge foreign transaction fees).

Citi Simplicity® Card

The Citi Simplicity® Card is a no-annual-fee credit card that gives you 0% intro APR on purchases and balance transfers for 18 months. After that, you’ll be charged the regular 10.99% APR on your purchases and balance transfers, which is still better than most other cards of its kind.

The Citi Simplicity® Card also has some nice cash back rewards programs: 3% cash back at gas stations and 2% at grocery stores and wholesale clubs (up to $1,500 in combined quarterly spending), plus 1% on all other purchases—so it’s a good choice if you shop around online or at brick-and-mortar stores like Target or Walmart

Wells Fargo Propel American Express® Card

If you’re looking for a credit card with no annual fee, this is it. The Wells Fargo Propel American Express® Card has 5x points on travel and dining, including gas stations. All other purchases earn one point. This means that if you spend $1,000 each month in those categories (which is fairly common), your rewards rate will be 10%!

The Wells Fargo Propel American Express® Card also comes with free access to your FICO score and credit reports from each of the three credit bureaus every year—a nice perk that can help boost your score when lenders look at how much debtors owe relative to their income level (aka “debt-to-income ratio”).

These credit cards are the best choices for using in the United States

Chase Sapphire Preferred: The Chase Sapphire Preferred is one of the most popular credit cards in America. It’s a great choice for anyone who wants to earn 2x points on travel and dining purchases, as well as 1x point on all other purchases. You’ll also get an annual $500 travel credit when you apply online by May 30th, which can be used toward travel expenses up to $1,000 per year (after your first year). And if you spend $4,000 or more within 3 months after signing up for this card then they’ll give you an additional 5% cash back at restaurants once per quarter!

Conclusion

Although it might be tempting to choose a card that offers the most rewards or the best sign-up bonus, these seven credit cards are all excellent choices. Each of them has its own unique perks and benefits that make them stand out from other options—but they also have one thing in common: being able to use them overseas! So whether you need a new credit card for traveling or just want to take advantage of some great perks while visiting friends and family abroad, there’s no reason not to try one out today.